Elon Musk recently declared that his government efficiency work was merely 'cleaning the beach' compared to the 'thousand-foot AI tsunami' approaching. In this analysis, I unpack Musk's startling predictions about digital superintelligence arriving within months, robot populations dwarfing humanity, and an economy scaling to Kardashev Type II levels. As a fintech analyst, I examine what this means for crypto investors when human intelligence may soon represent less than 1% of all cognition.