As an ex-Wall Street quant turned blockchain strategist, I’ve analyzed Hong Kong’s groundbreaking Stablecoin Ordinance—set to launch August 1. This isn’t just regulatory theater; it’s a real gateway for ordinary people to enter the digital finance world with legal clarity. From JD-HKD to Ant Group’s RWA pilots, I break down who’s in, what’s safe, and how you can participate—without risking your savings or breaking the law. The era of compliant crypto is here.